FHA Loans
Get more information about FHA Loans
THERE ARE SOME REQUIREMENTS IN ORDER TO GET APPROVED FOR FHA LOANS
- FICO® score at least 580 = 3.5% down payment.
- FICO® score between 500 and 579 = 10% down payment.
- MIP (Mortgage Insurance Premium ) is required.
- Debt-to-Income Ratio < 43%.
- The home must be the borrower’s primary residence.
- The borrower must have a steady income and proof of employment.
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testimonials
We were fairly skeptical of loan companies but Bill kept us informed during the loan process and actually explained how it all works which was refreshing. I have a much better understanding of the loan business and Bill was very open about the pros & cons. I recommended Bill to my boss for his home purchase too. Bill was great.
Joe & Marsha H.
I was relocating from out of state and Bill was able to make the process easy during a hectic time plus he locked in a really low-interest rate before rates moved up which I'm very grateful for. Bill is the ultimate professional and a nice guy to work with. I've used Bill before for refinancing twice and he always had the lowest rate on the internet. Definitely trust Bill.
Charlie T.
Bill always answered our calls even on weekends & evenings and helped us obtain the lowest payment from all the other offers. We've had bad experiences in the past with mortgage lenders but I could tell that Bill really cared. Thank you Bill!!!
Anita & Paul S.